Direct loan

Direct" farm loans are made by USDA's Farm Service Agency (FSA) to family-size farmers and ranchers who cannot obtain commercial credit from conventional lenders. The FSA also services these loans and provides supervision and credit counseling, so borrowers have a better chance for success. Farm Ownership, Operating, Emergency, and Youth loans are the main types of loans available under the Direct farm loan programs. Direct loan funds are also set aside each year for loans to minority applicants and beginning farmers. Direct loan applications are made at the local FSA office.

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